Statutory Sick Pay Has Changed But Would It Cover Your Bills

A man in his mid-30s sitting on a living room sofa with his leg in a cast, looking thoughtfully at a utility bill.

If you couldn’t work because of illness or injury, how long could you keep paying your mortgage and household bills? It’s a question that’s easy to put off. But with the rules around Statutory Sick Pay changing this year, it’s a good time to think about what financial support you would have if your income […]

What is Income Protection and Do You Really Need It?

A happy UK family outside their brick home, representing financial resilience and mortgage income protection.

Recent figures show that around 40% of UK residents have less than £1,000 in savings. For many households, that would cover only a few weeks of bills. Nowhere near enough to keep up with mortgage repayments if their income stopped unexpectedly. How do your savings look? Do you think you could last three months without […]

Safeguarding Your Self-Employed Income: Essential Protection Tips

What would happen to your business and your finances if you suddenly couldn’t work? Protecting your income is more affordable than you might expect.   In 2017 research by LV revealed 28% of self-employed people worry about being ill or having an accident and yet only 4% have any form of income insurance. Many believe […]