Same us, new name!

Feel Financial is the new name for Covertree

Straightforward insurance and mortgage advice tailored to you. We’re here to help every step of the way.

Key Person Insurance
first time buyers mortgage
Life Insurance

We keep things simple

We’re an independent financial services broker, helping you with your Insurance and Mortgage needs.


We believe in keeping our advice simple so you understand your needs and can make informed decisions. We take away the fuss and make it easy for you to get the right product.

Office team

What we do

We provide advice to businesses and individual clients on a comprehensive range of insurance and mortgage products.


We have access to a wide range of insurance providers and mortgage lenders. We work with mainstream providers, as well as friendly societies, specialist providers, banks and niche lenders.


This wide view of the market ensures that we can find a suitable product for you.

Business Protection

The most valuable asset to any business are the people who make it run smoothly day-to-day.


Relevant Life Insurance​

Key Person Insurance

Shareholder Protection

Executive Income Protection

Personal Protection

Protecting you and your loved ones financially if you are unable to work or no longer around to take care of them.


Life Insurance​

Critical Illness Insurance

Income Protection

Family Income Benefit

Residential Mortgages

Whether you’re buying your first home, switching your current mortgage deal, looking to move or wanting to borrow more, we’ll find the mortgage that’s right for you.


First Time Buyer


Moving Home

Buy To Let Mortgages

If you are looking for an investment property to rent out or grow your existing property portfolio, there’s a wide range of Buy To Let mortgages available.


Buy To Let Purchase

Buy To Let Remortgage


Why choose us

We bring the breadth of our experience and industry knowledge to ensure we will find the right product for you. We are knowledgeable and professional, but friendly and down-to-earth. No jargon, no confusion. Just plain-speaking great advice.

We put you first

We are a client-focused business and we will always put you first.


We offer independent, unbiased advice on insurance and mortgage products.

We do all the leg work

Tell us what you need and we will find you the solution. We are with you from start to finish. 

Peace of mind

We are real people with feelings who are here to help you. It’s why we are called Feel. 

Our reviews

Don’t just take our word for it, our customers rate us too.

Sarah W
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We have had our Income Protection arranged by Tim for the last couple of years, he has always been very friendly and helpful, and has always called at a time convenient for us. After having one insurance in place for a year he contacted us again to arrange a better deal saving £15 a month, would definitely recommend their services for anyone looking for insurance!
Danny H
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Fantastic service from initial contact right through to getting details through, Tim offers peace of mind in an industry that is fraught with stress. Will be highly recommending to all friends and family should they require his services or skills. 5 stars for certain!
Ben J
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A really good service Tim has helped us through everything, explained everything in detail , explained everything that we weren't sure about, and got us what we needed and more!! Well recommended company and will be passing Tim`s number to family and friends that require his services in the future.
Jon H
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Great service from Tim helping me find the right insurance product for my needs and clearly explaining the different options available. Thanks Tim!.
Laura M
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Tim has been absolutely fantastic. Listening to my needs and finding a perfect policy to suit my budget and wants. He has been really responsive and contacted me at my convenience. Highly recommended.
Lyn R
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Tim and the team have been amazing. We are first time buyers, so the whole process was quite daunting walking into the unknown. We were so fortunate to have met a team who have supported us throughout. Tim found us a policy that suited our needs budget-wise and provided the cover we were after. He explained everything clearly, asking if we had any questions along the way. He was very responsive, kept us informed and stayed well connected with other key parties involved in our purchase without us having to chase at all. Tim was on it, had our interests in mind - he was great, would highly recommend. Thanks Tim and team!
Bernard C
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Excellent service on my new mortgage and a re-mortgage for my daughter - looking to have them also review my insurances as a result - Thanks TIm
Sarah G
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I honestly was confused about life insurance and Tim worked with me on budget and gave correct advice which really put me at ease. Im so happy that I can contact Tim with any questions as i now have a friend for life in these matters. Thanks Tim!
Adam B
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Great service! Needed a revised business insurance policy after moving into a new premises - the business has a few complexities but the advice was very thorough and clear and we ended up with a policy that we're really pleased with. Will be renewing with them for sure!.
Ian F
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Can't find fault with this company's service! Having dealt with Tim firstly for income protection I was so impressed by Tim's attitude that I later contacted him for life insurance too. He actually comes across like he really cares about getting the right product for you. Would highly recommend using this company, 10/10!

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