Employee Benefits

Attract and retain talented people by offering valued workplace benefits

Group Life Insurance

Ease the financial pressures on an employee’s family should they pass away.

Group Critical Illness

A tax-free payment to the employee if they’re diagnosed with a serious illness.

Group Income Protection

Look after your employees financial and physical wellbeing if they’re unable to work.

Private Medical Insurance

Give your employees fast access to private hospitals and treatment.

Group Life Insurance

Group Life insurance is an employee benefit (also known as Death-In-Service) designed to ease the financial pressures on an employee’s family should they pass away.


It enables an employer to provide a lump sum benefit in the event of an employee’s death. Cover can be provided for the entire workforce or a defined category of employees.

 

  • Available for three employees or more, with no maximum
  • Cover available up to age 75
  • Insured as a lump sum or death-in-service pension
  • Usually covers most employees without needing personal health details
  • Wide range of policy options are available, some include support and wellbeing services.

 

It is considered an essential employee benefit, providing valuable financial peace of mind in the event of an employee death, whilst demonstrating that an employer cares for the welfare of its workforce.

 

The benefits can be paid as a lump sum, pension, or both, depending on the recipient’s needs.

Group Critical Illness

It’s an employee benefit that will make a tax-free payment to the employee if they’re diagnosed with a serious illness that is covered under the policy conditions.


Your employees can focus on getting better without worrying about their household or medical bills.

 

  • Business Critical Illness Cover is generally considered a P11D for employees.
  • HMRC usually allows Group Critical Illness Cover as a business expense for employers.
  • However, employees must pay tax on the premiums their employer pays on their behalf.

 

It is considered an essential employee benefit, providing valuable financial peace of mind in the event of an employee being diagnosed with a serious illness.


It looks after an employee’s family too – children are covered as standard.

Group Income Protection

Group Income Protection is a great way of looking after your employees’ financial, mental and physical wellbeing if they’re off work for a prolonged time, whilst providing rehabilitation support to help get them back on their feet and back to work, quickly and safely.


Group Income Protection insurance pays a continuing monthly income to the business if an employee is unable to work due to ill health or injury, in order to provide a proportioned salary replacement for the employee during that time.

 

  • Available for two employees or more, with no maximum
  • Choice of payment period of between 2 and 5 years or until a age specified, such as planned retirement age
  • Cover for pension scheme and National Insurance contributions
  • Choose cover up to 80% of employees’ salaries

 

Provide an income for an employee when they’re unable to work due to long term illness or injury.

 

This employee benefit can have a valuable place in retaining and attracting employees, giving financial peace of mind in economically turbulent times, and supporting them in their return to the workplace.

Private Medical Insurance

Private Medical Insurance allows you to offer fast access to care and treatment for your employees. It can boost your employees productivity and protect their health.

 

Private Medical Insurance is often considered an essential employee benefit to attract and retain talented people. If an employee becomes sick or has a medical problem that affects their work, the business can lose revenue and productivity. Offering this valuable benefit can support the employee to get better and back to work quicker.

 

  • Provides your employees with immediate cover for new conditions and affordable
  • Fast access to private healthcare
  • Attract and retain great people
  • Keeps your workforce healthy and can increase productivity
  • Reduces absenteeism and get people back to work quicker

 

Private Medical Insurance can improve the engagement and productivity of employees when they’re at work, by reducing the number of days and money lost due to absence, and providing companies with a healthy and motivated workforce.

Experience you can trust

Speak to us to discuss your requirements and the options available, book a call (no obligation) to speak to one of our advisers here.