Protection vs Insurance: What’s the Difference and Which Do You Need?
You may have heard the terms “Protection” and “Insurance” (like critical illness insurance and life insurance). But have you wondered what the difference is? In the world of financial planning, the terms protection and insurance often get used interchangeably, but they’re not quite the same. Here’s a quick overview, but remember, speaking with us directly […]
What is the UK Financial Protection Gap? How Life, Critical Illness, and Income Protection Cover Work
Illness, and Income Protection Cover Work Did you know most families are one crisis away from financial hardship? Unfortunately, there are some devastating numbers out there: A parent of children under 18 dies every 20 minutes in the UK, equating to around 127 newly bereaved children every day. On Britain’s roads, more than 80 people […]
Critical Illness vs. Income Protection: Which Do You Need?
Nobody wants to think about getting seriously ill. It’s the kind of conversation we’d all rather skip over, until life forces the issue. But here is the reality: I’ve known clients who have faced a cancer diagnosis, a stroke, or a heart attack. These are real people with mortgages, kids, and lives they carefully built. […]